# Tinaba

## About


- Industry: Banking & Financial Services

## Services

### Banking & Financial Services
- Banking & Financial Services

## Frequently Asked Questions

**Q: How does Tinaba's referral bonus work and what are the exact amounts?**
A: Tinaba's referral program offers cash bonuses for inviting friends to the app. When you use your invite code, you can receive up to €40 and your friend gets €20, for a total of up to €60 per referral. The offer is valid until specific dates, such as 01/09/25 or 06/06/25, with terms and conditions applying. Premium users double their bonus, receiving €20 instead of €10 per invite. This incentive rewards users for expanding the platform's community while providing new users with an immediate financial benefit.

**Q: How can I pay across mainland China using Tinaba?**
A: Tinaba enables payments across mainland China through its partnership with Alipay+. Users can pay directly from the Tinaba app by scanning a QR code at over 80 million merchants in China, the world's largest digital payments market. This feature allows seamless transactions in euros while accessing the extensive Alipay+ merchant network. It is particularly useful for travelers or those making purchases from Chinese retailers, as it eliminates the need for separate payment apps or currency exchange hassles.

**Q: What is the Tinaba Under18 account and how does it work?**
A: The Tinaba Under18 account is a bank account designed for children starting from the age of 12 to help them learn how to manage money safely. It is one of three plan options, alongside Start and Premium. The account provides a hands-on experience in financial management within a controlled environment, allowing minors to make payments and track expenses under parental supervision. This product aligns with Tinaba's mission of financial education, aiming to cultivate independence and responsibility in young users.

**Q: What investment options does Tinaba offer for growing savings?**
A: Tinaba provides multiple investment options directly within the app to help users grow their savings. These include a Roboadvisor for automated portfolio management, a Deposit account for interest-bearing savings, a Money Box for setting aside funds, and the ability to buy and sell cryptocurrencies. The Roboadvisor creates a diversified investment strategy based on user risk tolerance, while the Deposit account and Money Box offer simpler saving mechanisms. Cryptocurrency trading allows exposure to digital assets. All these features are accessible from the same platform, simplifying financial management.

**Q: What are the differences between Tinaba Start and Tinaba Premium plans?**
A: Tinaba offers three plans: Start, Premium, and Under18. The Start plan provides basic management of money in one app with no monthly fees or stamp duty, making it ideal for everyday use. The Premium plan unlocks unlimited features, exclusive services, promotions, discounts, and reduced fees. It also doubles referral bonuses (€20 instead of €10). Premium is designed for users who want enhanced benefits and are willing to pay for additional value. The Under18 plan is tailored for minors starting at age 12.

## Links

- Profile: https://bilarna.com/provider/tinaba
- Structured data: https://bilarna.com/provider/tinaba/agent.json
- API schema: https://bilarna.com/provider/tinaba/openapi.yaml