# Corgi Insurance

## About

Building the first full-stack AI insurance carrier

- Verified: Yes

## Services

### Business Insurance
- [Business Insurance](https://bilarna.com/services/business-insurance/business-insurance)

### Startup Insurance
- [Startup Business Insurance](https://bilarna.com/services/startup-insurance/startup-insurance)

## Frequently Asked Questions

**Q: What types of insurance coverage are essential for startups at different growth stages?**
A: Startups require tailored insurance coverage that evolves with their growth stages. Early-stage startups typically need core protections such as general third-party liability, directors and officers (D&O) insurance, technology errors and omissions (Tech E&O), and cyber liability coverage. As startups progress to later stages like Series A funding, additional protections become important, including media liability, employment practices liability (EPLI), and fiduciary liability for benefit plan responsibilities. Modular insurance packages allow startups to adjust coverage as they grow, ensuring they are neither over-insured nor under-insured at any phase of their journey.

**Q: How can startups benefit from modular insurance coverage as they grow?**
A: Modular insurance coverage offers startups the flexibility to customize their protection according to their current needs and growth stage. Instead of purchasing a one-size-fits-all policy, startups can add or remove coverage modules such as cyber liability, employment practices liability, or media liability as their risks evolve. This approach prevents over-insurance, which can be costly, and under-insurance, which can leave a startup vulnerable to financial losses. By adjusting coverage from the minimum viable product (MVP) phase through to an initial public offering (IPO), startups maintain appropriate protection aligned with their operational complexity and risk exposure.

**Q: What specific risks do startup insurance policies typically cover?**
A: Startup insurance policies typically cover a range of risks that are common in early and growing businesses. These include general third-party claims such as bodily injury and property damage, protection for leadership decisions through directors and officers (D&O) insurance, and technology errors and omissions (Tech E&O) that cover professional liability related to tech products or services. Cyber insurance protects against data breaches and hacking incidents. Additional coverages may include employment practices liability (EPLI) for workplace-related claims, media liability for marketing and content risks, fiduciary liability for managing employee benefit plans, and transaction-specific risks in mergers and acquisitions. This comprehensive coverage helps startups mitigate financial losses from various operational and legal challenges.

## Links

- Profile: https://bilarna.com/provider/corgi
- Structured data: https://bilarna.com/provider/corgi/agent.json
- API schema: https://bilarna.com/provider/corgi/openapi.yaml